Call reports 2014
FIRST NATIONAL BANK — 2014
What FIRST NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 75,950,000 | 73,680,000 | 75,330,000 | 78,807,000 |
| Total loans | 29,968,000 | 31,232,000 | 36,409,000 | 39,531,000 |
| Allowance for loan losses | 656,000 | 686,000 | 716,000 | 699,000 |
| Securities available for sale | 39,791,000 | 39,234,000 | 36,866,000 | 36,783,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,729,000 | 61,457,000 | 65,553,000 | 66,360,000 |
| Interest-bearing deposits | 55,343,000 | 50,120,000 | 54,257,000 | 53,516,000 |
| Noninterest-bearing deposits | 13,386,000 | 11,337,000 | 11,296,000 | 12,844,000 |
| Equity capital | 7,093,000 | 7,632,000 | 7,950,000 | 8,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 699,000 | 1,399,000 | 2,123,000 | 2,901,000 |
| Interest expense | 49,000 | 96,000 | 146,000 | 197,000 |
| Net interest income | 650,000 | 1,303,000 | 1,977,000 | 2,704,000 |
| Noninterest income | 82,000 | 164,000 | 287,000 | 389,000 |
| Noninterest expense | 501,000 | 996,000 | 1,476,000 | 1,903,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 201,000 | 411,000 | 698,000 | 1,070,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 201,000 | 411,000 | 698,000 | 1,070,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,627,000 | 7,637,000 | 7,825,000 | 7,996,000 |
| Total capital | 8,118,000 | 8,122,000 | 8,359,000 | 8,574,000 |
| Risk-weighted assets | 39,066,000 | 38,619,000 | 42,547,000 | 46,069,000 |