Call reports 2012
FIRST NATIONAL BANK — 2012
What FIRST NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 80,984,000 | 79,512,000 | 81,079,000 | 82,700,000 |
| Total loans | 26,576,000 | 31,931,000 | 36,186,000 | 40,487,000 |
| Allowance for loan losses | 595,000 | 594,000 | 504,000 | 550,000 |
| Securities available for sale | 51,244,000 | 45,819,000 | 42,612,000 | 38,718,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,111,000 | 69,543,000 | 71,820,000 | 72,484,000 |
| Interest-bearing deposits | 60,734,000 | 58,125,000 | 61,022,000 | 58,779,000 |
| Noninterest-bearing deposits | 10,377,000 | 11,418,000 | 10,798,000 | 13,705,000 |
| Equity capital | 7,268,000 | 7,433,000 | 7,900,000 | 7,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 655,000 | 1,338,000 | 2,091,000 | 2,898,000 |
| Interest expense | 120,000 | 214,000 | 301,000 | 381,000 |
| Net interest income | 535,000 | 1,124,000 | 1,790,000 | 2,517,000 |
| Noninterest income | 284,000 | 377,000 | 468,000 | 572,000 |
| Noninterest expense | 466,000 | 924,000 | 1,364,000 | 1,818,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 55,000 |
| Pretax income | 492,000 | 724,000 | 1,026,000 | 1,375,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 492,000 | 724,000 | 1,026,000 | 1,375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,480,000 | 6,611,000 | 6,813,000 | 6,962,000 |
| Total capital | 6,937,000 | 7,118,000 | 7,332,000 | 7,528,000 |
| Risk-weighted assets | 36,397,000 | 40,422,000 | 42,602,000 | 45,551,000 |