Call reports 2011
FIRST NATIONAL BANK — 2011
What FIRST NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 67,748,000 | 65,615,000 | 83,510,000 | 84,097,000 |
| Total loans | 24,556,000 | 27,224,000 | 25,877,000 | 24,724,000 |
| Allowance for loan losses | 557,000 | 575,000 | 547,000 | 598,000 |
| Securities available for sale | 29,385,000 | 35,579,000 | 40,392,000 | 56,038,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,878,000 | 57,570,000 | 76,720,000 | 76,331,000 |
| Interest-bearing deposits | 53,762,000 | 49,903,000 | 63,846,000 | 63,003,000 |
| Noninterest-bearing deposits | 8,116,000 | 7,667,000 | 12,874,000 | 13,328,000 |
| Equity capital | 5,768,000 | 6,190,000 | 6,572,000 | 6,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 746,000 | 1,437,000 | 2,167,000 | 2,837,000 |
| Interest expense | 190,000 | 372,000 | 507,000 | 639,000 |
| Net interest income | 556,000 | 1,065,000 | 1,660,000 | 2,198,000 |
| Noninterest income | 132,000 | 228,000 | 314,000 | 437,000 |
| Noninterest expense | 450,000 | 902,000 | 1,340,000 | 1,808,000 |
| Provision for loan losses | 55,000 | 85,000 | 115,000 | 135,000 |
| Pretax income | 183,000 | 306,000 | 519,000 | 823,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 183,000 | 306,000 | 519,000 | 823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,647,000 | 5,570,000 | 5,684,000 | 5,988,000 |
| Total capital | 6,051,000 | 5,975,000 | 6,148,000 | 6,436,000 |
| Risk-weighted assets | 32,150,000 | 32,396,000 | 36,540,000 | 35,652,000 |