Call reports 2010
FIRST NATIONAL BANK — 2010
What FIRST NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 57,003,000 | 56,082,000 | 59,026,000 | 59,206,000 |
| Total loans | 26,080,000 | 28,685,000 | 32,757,000 | 31,493,000 |
| Allowance for loan losses | 433,000 | 456,000 | 492,000 | 488,000 |
| Securities available for sale | 24,020,000 | 25,314,000 | 23,954,000 | 22,172,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,314,000 | 48,750,000 | 50,176,000 | 53,727,000 |
| Interest-bearing deposits | 44,618,000 | 41,591,000 | 44,257,000 | 45,606,000 |
| Noninterest-bearing deposits | 6,696,000 | 7,159,000 | 5,919,000 | 8,121,000 |
| Equity capital | 5,589,000 | 5,733,000 | 5,989,000 | 5,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 761,000 | 1,502,000 | 2,322,000 | 3,131,000 |
| Interest expense | 175,000 | 347,000 | 524,000 | 705,000 |
| Net interest income | 586,000 | 1,155,000 | 1,798,000 | 2,426,000 |
| Noninterest income | 92,000 | 185,000 | 275,000 | 361,000 |
| Noninterest expense | 445,000 | 872,000 | 1,293,000 | 1,742,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 145,000 |
| Pretax income | 248,000 | 459,000 | 741,000 | 951,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 248,000 | 459,000 | 741,000 | 951,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,262,000 | 5,273,000 | 5,454,000 | 5,465,000 |
| Total capital | 5,656,000 | 5,674,000 | 5,899,000 | 5,925,000 |
| Risk-weighted assets | 31,465,000 | 31,667,000 | 35,777,000 | 36,083,000 |