Call reports 2009
FIRST NATIONAL BANK — 2009
What FIRST NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 54,716,000 | 52,154,000 | 61,055,000 | 58,175,000 |
| Total loans | 23,358,000 | 24,880,000 | 27,759,000 | 29,393,000 |
| Allowance for loan losses | 403,000 | 439,000 | 380,000 | 404,000 |
| Securities available for sale | 25,294,000 | 25,595,000 | 26,188,000 | 25,925,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,354,000 | 45,490,000 | 55,368,000 | 50,166,000 |
| Interest-bearing deposits | 41,839,000 | 38,337,000 | 41,452,000 | 42,569,000 |
| Noninterest-bearing deposits | 7,515,000 | 7,153,000 | 13,916,000 | 7,597,000 |
| Equity capital | 5,248,000 | 5,028,000 | 5,453,000 | 5,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 703,000 | 1,412,000 | 2,191,000 | 3,002,000 |
| Interest expense | 179,000 | 351,000 | 523,000 | 696,000 |
| Net interest income | 524,000 | 1,061,000 | 1,668,000 | 2,306,000 |
| Noninterest income | 93,000 | 174,000 | 253,000 | 344,000 |
| Noninterest expense | 410,000 | 847,000 | 1,285,000 | 1,693,000 |
| Provision for loan losses | 30,000 | 60,000 | 130,000 | 170,000 |
| Pretax income | 180,000 | 334,000 | 512,000 | 793,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 180,000 | 334,000 | 512,000 | 793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,900,000 | 4,854,000 | 4,932,000 | 5,013,000 |
| Total capital | 5,260,000 | 5,233,000 | 5,321,000 | 5,426,000 |
| Risk-weighted assets | 29,175,000 | 29,876,000 | 33,827,000 | 34,613,000 |