Call reports 2008
FIRST NATIONAL BANK — 2008
What FIRST NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 48,514,000 | 46,969,000 | 48,149,000 | 51,331,000 |
| Total loans | 21,159,000 | 22,052,000 | 24,843,000 | 26,436,000 |
| Allowance for loan losses | 332,000 | 386,000 | 325,000 | 314,000 |
| Securities available for sale | 20,640,000 | 22,501,000 | 21,160,000 | 22,282,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,354,000 | 40,829,000 | 40,691,000 | 44,496,000 |
| Interest-bearing deposits | 34,827,000 | 34,251,000 | 33,315,000 | 37,012,000 |
| Noninterest-bearing deposits | 8,527,000 | 6,579,000 | 7,376,000 | 7,484,000 |
| Equity capital | 5,064,000 | 4,254,000 | 4,568,000 | 5,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 730,000 | 1,453,000 | 2,185,000 | 2,931,000 |
| Interest expense | 250,000 | 469,000 | 663,000 | 842,000 |
| Net interest income | 480,000 | 984,000 | 1,522,000 | 2,089,000 |
| Noninterest income | 86,000 | 183,000 | 255,000 | 339,000 |
| Noninterest expense | 403,000 | 807,000 | 1,229,000 | 1,665,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 181,000 | 401,000 | 595,000 | 810,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 181,000 | 401,000 | 595,000 | 810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,636,000 | 4,611,000 | 4,704,000 | 4,720,000 |
| Total capital | 4,964,000 | 4,947,000 | 5,029,000 | 5,034,000 |
| Risk-weighted assets | 26,211,000 | 26,804,000 | 29,351,000 | 31,109,000 |