Call reports 2007
FIRST NATIONAL BANK — 2007
What FIRST NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 38,935,000 | 43,091,000 | 47,050,000 | 43,560,000 |
| Total loans | 21,624,000 | 25,831,000 | 29,089,000 | 25,146,000 |
| Allowance for loan losses | 513,000 | 518,000 | 432,000 | 330,000 |
| Securities available for sale | 15,880,000 | 15,721,000 | 15,899,000 | 15,707,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,277,000 | 36,262,000 | 35,862,000 | 36,903,000 |
| Interest-bearing deposits | 29,168,000 | 31,461,000 | 30,838,000 | 29,381,000 |
| Noninterest-bearing deposits | 5,109,000 | 4,800,000 | 5,024,000 | 7,522,000 |
| Equity capital | 4,397,000 | 4,148,000 | 4,403,000 | 4,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 700,000 | 1,435,000 | 2,224,000 | 3,056,000 |
| Interest expense | 246,000 | 524,000 | 855,000 | 1,180,000 |
| Net interest income | 454,000 | 911,000 | 1,369,000 | 1,876,000 |
| Noninterest income | 82,000 | 171,000 | 256,000 | 354,000 |
| Noninterest expense | 411,000 | 810,000 | 1,208,000 | 1,580,000 |
| Provision for loan losses | 0 | 0 | -40,000 | -40,000 |
| Pretax income | 125,000 | 272,000 | 457,000 | 706,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 125,000 | 272,000 | 457,000 | 706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,473,000 | 4,370,000 | 4,430,000 | 4,679,000 |
| Total capital | 4,778,000 | 4,727,000 | 4,833,000 | 5,009,000 |
| Risk-weighted assets | 24,190,000 | 28,436,000 | 32,197,000 | 28,319,000 |