Call reports 2006
FIRST NATIONAL BANK — 2006
What FIRST NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 42,719,000 | 39,748,000 | 41,004,000 | 40,106,000 |
| Total loans | 20,716,000 | 21,819,000 | 22,916,000 | 22,281,000 |
| Allowance for loan losses | 399,000 | 447,000 | 486,000 | 462,000 |
| Securities available for sale | 15,747,000 | 16,066,000 | 16,278,000 | 15,825,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,319,000 | 34,721,000 | 34,261,000 | 34,881,000 |
| Interest-bearing deposits | 31,888,000 | 29,527,000 | 29,261,000 | 29,161,000 |
| Noninterest-bearing deposits | 6,431,000 | 5,194,000 | 5,000,000 | 5,720,000 |
| Equity capital | 4,309,000 | 4,014,000 | 4,243,000 | 4,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 693,000 | 1,376,000 | 2,084,000 | 2,817,000 |
| Interest expense | 210,000 | 430,000 | 673,000 | 918,000 |
| Net interest income | 483,000 | 946,000 | 1,411,000 | 1,899,000 |
| Noninterest income | 87,000 | 175,000 | 263,000 | 352,000 |
| Noninterest expense | 401,000 | 829,000 | 1,239,000 | 1,679,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 40,000 |
| Pretax income | 139,000 | 235,000 | 348,000 | 539,000 |
| Income tax | 5,000 | 5,000 | 5,000 | 5,000 |
| Net income | 134,000 | 230,000 | 343,000 | 534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,550,000 | 4,396,000 | 4,384,000 | 4,348,000 |
| Total capital | 4,847,000 | 4,700,000 | 4,704,000 | 4,657,000 |
| Risk-weighted assets | 23,632,000 | 24,293,000 | 25,436,000 | 24,582,000 |