Call reports 2005
FIRST NATIONAL BANK — 2005
What FIRST NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 41,410,000 | 38,944,000 | 42,868,000 | 42,579,000 |
| Total loans | 21,887,000 | 22,677,000 | 25,382,000 | 26,426,000 |
| Allowance for loan losses | 449,000 | 459,000 | 464,000 | 372,000 |
| Securities available for sale | 11,938,000 | 13,950,000 | 12,399,000 | 14,325,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,986,000 | 34,058,000 | 36,916,000 | 35,115,000 |
| Interest-bearing deposits | 31,095,000 | 29,910,000 | 32,352,000 | 28,850,000 |
| Noninterest-bearing deposits | 5,891,000 | 4,148,000 | 4,564,000 | 6,265,000 |
| Equity capital | 4,317,000 | 4,383,000 | 4,426,000 | 4,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 603,000 | 1,229,000 | 1,908,000 | 2,599,000 |
| Interest expense | 153,000 | 323,000 | 529,000 | 732,000 |
| Net interest income | 450,000 | 906,000 | 1,379,000 | 1,867,000 |
| Noninterest income | 155,000 | 285,000 | 420,000 | 535,000 |
| Noninterest expense | 487,000 | 865,000 | 1,235,000 | 1,602,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 101,000 | 305,000 | 534,000 | 770,000 |
| Income tax | 0 | -3,000 | -3,000 | -3,000 |
| Net income | 101,000 | 308,000 | 537,000 | 773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,364,000 | 4,346,000 | 4,450,000 | 4,416,000 |
| Total capital | 4,669,000 | 4,653,000 | 4,796,000 | 4,764,000 |
| Risk-weighted assets | 24,230,000 | 24,438,000 | 27,545,000 | 27,836,000 |