Call reports 2004
FIRST NATIONAL BANK — 2004
What FIRST NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 38,566,000 | 38,942,000 | 38,913,000 | 39,115,000 |
| Total loans | 21,947,000 | 23,409,000 | 25,309,000 | 26,492,000 |
| Allowance for loan losses | 677,000 | 679,000 | 524,000 | 466,000 |
| Securities available for sale | 12,355,000 | 13,080,000 | 11,481,000 | 10,071,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,689,000 | 34,455,000 | 32,177,000 | 33,994,000 |
| Interest-bearing deposits | 29,250,000 | 29,968,000 | 27,766,000 | 28,937,000 |
| Noninterest-bearing deposits | 4,439,000 | 4,487,000 | 4,411,000 | 5,057,000 |
| Equity capital | 4,798,000 | 4,357,000 | 4,522,000 | 4,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 551,000 | 1,109,000 | 1,703,000 | 2,314,000 |
| Interest expense | 123,000 | 249,000 | 380,000 | 519,000 |
| Net interest income | 428,000 | 860,000 | 1,323,000 | 1,795,000 |
| Noninterest income | 133,000 | 246,000 | 321,000 | 521,000 |
| Noninterest expense | 390,000 | 779,000 | 1,143,000 | 1,562,000 |
| Provision for loan losses | 0 | 0 | 0 | 2,000 |
| Pretax income | 171,000 | 327,000 | 501,000 | 752,000 |
| Income tax | 0 | 10,000 | 15,000 | 20,000 |
| Net income | 171,000 | 317,000 | 486,000 | 732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,402,000 | 4,298,000 | 4,342,000 | 4,263,000 |
| Total capital | 4,703,000 | 4,611,000 | 4,673,000 | 4,605,000 |
| Risk-weighted assets | 23,744,000 | 24,713,000 | 26,280,000 | 27,260,000 |