Call reports 2003
FIRST NATIONAL BANK — 2003
What FIRST NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 41,474,000 | 40,665,000 | 39,154,000 | 37,718,000 |
| Total loans | 23,979,000 | 24,996,000 | 25,390,000 | 24,746,000 |
| Allowance for loan losses | 690,000 | 704,000 | 691,000 | 672,000 |
| Securities available for sale | 15,391,000 | 12,966,000 | 10,573,000 | 10,545,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,724,000 | 34,954,000 | 33,976,000 | 32,429,000 |
| Interest-bearing deposits | 32,301,000 | 31,506,000 | 30,018,000 | 27,785,000 |
| Noninterest-bearing deposits | 3,423,000 | 3,447,000 | 3,958,000 | 4,643,000 |
| Equity capital | 4,751,000 | 4,920,000 | 5,017,000 | 5,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 642,000 | 1,286,000 | 1,900,000 | 2,497,000 |
| Interest expense | 153,000 | 303,000 | 432,000 | 557,000 |
| Net interest income | 489,000 | 983,000 | 1,468,000 | 1,940,000 |
| Noninterest income | 96,000 | 241,000 | 522,000 | 636,000 |
| Noninterest expense | 359,000 | 700,000 | 1,033,000 | 1,461,000 |
| Provision for loan losses | 0 | -45,000 | -45,000 | -45,000 |
| Pretax income | 226,000 | 569,000 | 1,002,000 | 1,160,000 |
| Income tax | 4,000 | 14,000 | 19,000 | 24,000 |
| Net income | 222,000 | 555,000 | 983,000 | 1,136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,244,000 | 4,327,000 | 4,630,000 | 4,783,000 |
| Total capital | 4,603,000 | 4,692,000 | 4,995,000 | 5,137,000 |
| Risk-weighted assets | 28,406,000 | 28,878,000 | 28,835,000 | 28,030,000 |