Call reports 2002
FIRST NATIONAL BANK — 2002
What FIRST NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 42,434,000 | 41,742,000 | 40,968,000 | 43,594,000 |
| Total loans | 24,395,000 | 26,297,000 | 27,196,000 | 28,207,000 |
| Allowance for loan losses | 746,000 | 763,000 | 749,000 | 697,000 |
| Securities available for sale | 15,355,000 | 14,122,000 | 11,409,000 | 12,393,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,117,000 | 36,708,000 | 35,978,000 | 35,848,000 |
| Interest-bearing deposits | 34,209,000 | 32,467,000 | 32,104,000 | 31,132,000 |
| Noninterest-bearing deposits | 3,908,000 | 4,241,000 | 3,874,000 | 4,716,000 |
| Equity capital | 4,063,000 | 4,469,000 | 4,729,000 | 4,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 734,000 | 1,469,000 | 2,156,000 | 2,873,000 |
| Interest expense | 205,000 | 396,000 | 577,000 | 745,000 |
| Net interest income | 529,000 | 1,073,000 | 1,579,000 | 2,128,000 |
| Noninterest income | 90,000 | 180,000 | 263,000 | 349,000 |
| Noninterest expense | 319,000 | 644,000 | 986,000 | 1,331,000 |
| Provision for loan losses | 20,000 | -60,000 | -60,000 | -100,000 |
| Pretax income | 280,000 | 669,000 | 916,000 | 1,246,000 |
| Income tax | 2,000 | 12,000 | 22,000 | 165,000 |
| Net income | 278,000 | 657,000 | 894,000 | 1,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,969,000 | 4,098,000 | 4,211,000 | 4,397,000 |
| Total capital | 4,334,000 | 4,476,000 | 4,601,000 | 4,804,000 |
| Risk-weighted assets | 28,779,000 | 29,850,000 | 30,856,000 | 32,283,000 |