Call reports 2001
FIRST NATIONAL BANK — 2001
What FIRST NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 41,860,000 | 41,311,000 | 40,486,000 | 42,658,000 |
| Total loans | 22,765,000 | 22,494,000 | 25,048,000 | 27,167,000 |
| Allowance for loan losses | 676,000 | 564,000 | 608,000 | 647,000 |
| Securities available for sale | 16,419,000 | 16,474,000 | 13,481,000 | 13,517,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,363,000 | 35,085,000 | 35,330,000 | 36,008,000 |
| Interest-bearing deposits | 32,662,000 | 31,504,000 | 31,446,000 | 30,520,000 |
| Noninterest-bearing deposits | 3,701,000 | 3,581,000 | 3,884,000 | 5,488,000 |
| Equity capital | 4,169,000 | 4,116,000 | 4,175,000 | 4,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 840,000 | 1,625,000 | 2,404,000 | 3,212,000 |
| Interest expense | 395,000 | 732,000 | 1,023,000 | 1,269,000 |
| Net interest income | 445,000 | 893,000 | 1,381,000 | 1,943,000 |
| Noninterest income | 93,000 | 181,000 | 280,000 | 540,000 |
| Noninterest expense | 285,000 | 584,000 | 899,000 | 1,294,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 215,000 | 392,000 | 623,000 | 1,074,000 |
| Income tax | 61,000 | 115,000 | 195,000 | 464,000 |
| Net income | 154,000 | 277,000 | 428,000 | 610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,030,000 | 3,938,000 | 3,989,000 | 3,906,000 |
| Total capital | 4,377,000 | 4,276,000 | 4,352,000 | 4,294,000 |
| Risk-weighted assets | 27,416,000 | 26,818,000 | 28,771,000 | 30,773,000 |