Call reports 2018
CITIZENS BANK OF LOGAN, THE — 2018
What CITIZENS BANK OF LOGAN, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 189,853,000 | 197,805,000 | 199,758,000 | 202,112,000 |
| Total loans | 168,193,000 | 172,731,000 | 178,803,000 | 184,704,000 |
| Allowance for loan losses | 1,646,000 | 1,633,000 | 1,708,000 | 1,593,000 |
| Securities available for sale | 5,107,000 | 4,951,000 | 4,804,000 | 4,761,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,227,000 | 177,706,000 | 178,824,000 | 180,343,000 |
| Interest-bearing deposits | 136,447,000 | 140,902,000 | 142,660,000 | 144,896,000 |
| Noninterest-bearing deposits | 33,780,000 | 36,804,000 | 36,164,000 | 35,447,000 |
| Equity capital | 17,883,000 | 18,288,000 | 18,882,000 | 18,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,095,000 | 4,273,000 | 6,632,000 | 9,035,000 |
| Interest expense | 278,000 | 591,000 | 945,000 | 1,334,000 |
| Net interest income | 1,817,000 | 3,682,000 | 5,687,000 | 7,701,000 |
| Noninterest income | 240,000 | 501,000 | 791,000 | 1,045,000 |
| Noninterest expense | 1,560,000 | 3,164,000 | 4,697,000 | 6,356,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 497,000 | 1,019,000 | 1,781,000 | 2,390,000 |
| Income tax | 90,000 | 188,000 | 337,000 | 480,000 |
| Net income | 407,000 | 831,000 | 1,444,000 | 1,910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,131,000 | 17,675,000 | 18,422,000 | 18,470,000 |
| Total capital | 18,777,000 | 19,308,000 | 20,130,000 | 20,063,000 |
| Risk-weighted assets | 146,477,000 | 148,893,000 | 152,754,000 | 156,249,000 |