Call reports 2017
CITIZENS BANK OF LOGAN, THE — 2017
What CITIZENS BANK OF LOGAN, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 182,165,000 | 186,733,000 | 191,392,000 | 189,864,000 |
| Total loans | 157,162,000 | 160,892,000 | 162,646,000 | 167,206,000 |
| Allowance for loan losses | 1,820,000 | 1,697,000 | 1,636,000 | 1,611,000 |
| Securities available for sale | 5,831,000 | 5,735,000 | 5,494,000 | 5,284,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,503,000 | 167,574,000 | 171,661,000 | 170,847,000 |
| Interest-bearing deposits | 130,290,000 | 132,335,000 | 135,382,000 | 136,495,000 |
| Noninterest-bearing deposits | 33,213,000 | 35,239,000 | 36,279,000 | 34,352,000 |
| Equity capital | 17,353,000 | 17,740,000 | 18,085,000 | 17,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,994,000 | 4,033,000 | 6,141,000 | 8,268,000 |
| Interest expense | 196,000 | 435,000 | 704,000 | 981,000 |
| Net interest income | 1,798,000 | 3,598,000 | 5,437,000 | 7,287,000 |
| Noninterest income | 258,000 | 541,000 | 806,000 | 1,050,000 |
| Noninterest expense | 1,610,000 | 3,207,000 | 4,801,000 | 6,603,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 441,000 | 927,000 | 1,469,000 | 1,761,000 |
| Income tax | 133,000 | 281,000 | 448,000 | 1,180,000 |
| Net income | 308,000 | 646,000 | 1,021,000 | 581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,296,000 | 15,790,000 | 16,397,000 | 16,634,000 |
| Total capital | 17,006,000 | 17,487,000 | 18,033,000 | 18,245,000 |
| Risk-weighted assets | 136,267,000 | 139,121,000 | 143,670,000 | 145,342,000 |