Call reports 2016
CITIZENS BANK OF LOGAN, THE — 2016
What CITIZENS BANK OF LOGAN, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 177,411,000 | 178,786,000 | 178,696,000 | 177,475,000 |
| Total loans | 148,824,000 | 147,488,000 | 150,118,000 | 154,121,000 |
| Allowance for loan losses | 2,031,000 | 1,991,000 | 1,954,000 | 1,848,000 |
| Securities available for sale | 8,484,000 | 8,215,000 | 9,029,000 | 8,237,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,473,000 | 159,466,000 | 158,808,000 | 156,314,000 |
| Interest-bearing deposits | 132,691,000 | 127,447,000 | 126,406,000 | 123,856,000 |
| Noninterest-bearing deposits | 25,782,000 | 32,019,000 | 32,402,000 | 32,458,000 |
| Equity capital | 17,675,000 | 17,962,000 | 18,411,000 | 16,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,025,000 | 3,991,000 | 5,993,000 | 8,048,000 |
| Interest expense | 175,000 | 349,000 | 523,000 | 709,000 |
| Net interest income | 1,850,000 | 3,642,000 | 5,470,000 | 7,339,000 |
| Noninterest income | 327,000 | 603,000 | 884,000 | 1,181,000 |
| Noninterest expense | 1,927,000 | 3,634,000 | 5,226,000 | 6,879,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 265,000 | 626,000 | 1,143,000 | 1,656,000 |
| Income tax | 67,000 | 167,000 | 322,000 | 513,000 |
| Net income | 198,000 | 459,000 | 821,000 | 1,143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,114,000 | 15,389,000 | 15,909,000 | 14,900,000 |
| Total capital | 16,702,000 | 16,970,000 | 17,552,000 | 16,586,000 |
| Risk-weighted assets | 125,411,000 | 124,890,000 | 130,032,000 | 133,720,000 |