Call reports 2014
CITIZENS BANK OF LOGAN, THE — 2014
What CITIZENS BANK OF LOGAN, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 200,551,000 | 204,049,000 | 198,091,000 | 199,725,000 |
| Total loans | 143,982,000 | 143,806,000 | 147,473,000 | 146,427,000 |
| Allowance for loan losses | 4,349,000 | 3,900,000 | 3,870,000 | 3,869,000 |
| Securities available for sale | 34,101,000 | 37,767,000 | 36,980,000 | 31,164,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,407,000 | 186,833,000 | 180,629,000 | 178,888,000 |
| Interest-bearing deposits | 160,847,000 | 163,329,000 | 157,526,000 | 154,814,000 |
| Noninterest-bearing deposits | 24,560,000 | 23,504,000 | 23,103,000 | 24,074,000 |
| Equity capital | 12,028,000 | 14,400,000 | 14,720,000 | 17,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,116,000 | 4,124,000 | 6,279,000 | 8,451,000 |
| Interest expense | 323,000 | 627,000 | 912,000 | 1,185,000 |
| Net interest income | 1,793,000 | 3,497,000 | 5,367,000 | 7,266,000 |
| Noninterest income | 578,000 | 1,284,000 | 1,539,000 | 1,746,000 |
| Noninterest expense | 1,952,000 | 3,734,000 | 5,537,000 | 7,404,000 |
| Provision for loan losses | 0 | -186,000 | -186,000 | -186,000 |
| Pretax income | 419,000 | 1,233,000 | 1,555,000 | 1,996,000 |
| Income tax | 0 | 0 | 0 | -3,000,000 |
| Net income | 419,000 | 1,233,000 | 1,555,000 | 4,996,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,438,000 | 14,719,000 | 15,042,000 | 15,893,000 |
| Total capital | 14,144,000 | 16,392,000 | 16,670,000 | 17,560,000 |
| Risk-weighted assets | 133,806,000 | 131,734,000 | 128,000,000 | 131,147,000 |