Call reports 2013
CITIZENS BANK OF LOGAN, THE — 2013
What CITIZENS BANK OF LOGAN, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 218,185,000 | 213,914,000 | 209,958,000 | 200,456,000 |
| Total loans | 166,121,000 | 159,530,000 | 149,226,000 | 147,017,000 |
| Allowance for loan losses | 5,239,000 | 4,725,000 | 4,850,000 | 4,384,000 |
| Securities available for sale | 43,289,000 | 38,434,000 | 37,297,000 | 34,630,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,988,000 | 198,886,000 | 194,598,000 | 185,622,000 |
| Interest-bearing deposits | 184,308,000 | 179,731,000 | 172,850,000 | 165,032,000 |
| Noninterest-bearing deposits | 18,680,000 | 19,155,000 | 21,748,000 | 20,590,000 |
| Equity capital | 11,326,000 | 11,308,000 | 11,681,000 | 11,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,534,000 | 4,905,000 | 7,248,000 | 9,478,000 |
| Interest expense | 439,000 | 836,000 | 1,222,000 | 1,579,000 |
| Net interest income | 2,095,000 | 4,069,000 | 6,026,000 | 7,899,000 |
| Noninterest income | 396,000 | 672,000 | 1,163,000 | 1,563,000 |
| Noninterest expense | 2,053,000 | 3,798,000 | 5,851,000 | 8,047,000 |
| Provision for loan losses | 166,000 | 191,000 | 191,000 | 191,000 |
| Pretax income | 272,000 | 783,000 | 1,178,000 | 1,255,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 272,000 | 783,000 | 1,178,000 | 1,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,380,000 | 11,891,000 | 12,289,000 | 12,019,000 |
| Total capital | 13,360,000 | 13,718,000 | 14,008,000 | 13,679,000 |
| Risk-weighted assets | 158,237,000 | 144,911,000 | 137,464,000 | 132,753,000 |