Call reports 2012
CITIZENS BANK OF LOGAN, THE — 2012
What CITIZENS BANK OF LOGAN, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 243,565,000 | 239,655,000 | 234,189,000 | 225,214,000 |
| Total loans | 174,144,000 | 165,098,000 | 168,537,000 | 167,696,000 |
| Allowance for loan losses | 3,310,000 | 3,259,000 | 5,366,000 | 5,204,000 |
| Securities available for sale | 36,354,000 | 40,827,000 | 48,829,000 | 44,763,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,651,000 | 217,198,000 | 213,682,000 | 210,089,000 |
| Interest-bearing deposits | 202,308,000 | 198,827,000 | 194,534,000 | 190,915,000 |
| Noninterest-bearing deposits | 17,343,000 | 18,371,000 | 19,148,000 | 19,174,000 |
| Equity capital | 19,360,000 | 17,985,000 | 16,122,000 | 11,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,801,000 | 5,462,000 | 8,061,000 | 10,578,000 |
| Interest expense | 700,000 | 1,274,000 | 1,816,000 | 2,312,000 |
| Net interest income | 2,101,000 | 4,188,000 | 6,245,000 | 8,266,000 |
| Noninterest income | 351,000 | 766,000 | 1,256,000 | -287,000 |
| Noninterest expense | 2,245,000 | 4,399,000 | 6,810,000 | 9,143,000 |
| Provision for loan losses | 722,000 | 2,668,000 | 4,837,000 | 7,336,000 |
| Pretax income | -103,000 | -1,701,000 | -3,734,000 | -7,868,000 |
| Income tax | 49,000 | 0 | 0 | 456,000 |
| Net income | -152,000 | -1,701,000 | -3,734,000 | -8,324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,281,000 | 17,732,000 | 15,699,000 | 11,110,000 |
| Total capital | 21,237,000 | 19,956,000 | 17,928,000 | 13,130,000 |
| Risk-weighted assets | 187,694,000 | 176,875,000 | 175,148,000 | 161,529,000 |