Call reports 2011
CITIZENS BANK OF LOGAN, THE — 2011
What CITIZENS BANK OF LOGAN, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 259,154,000 | 256,087,000 | 252,574,000 | 247,188,000 |
| Total loans | 189,572,000 | 187,651,000 | 184,557,000 | 177,611,000 |
| Allowance for loan losses | 4,490,000 | 4,299,000 | 3,051,000 | 4,229,000 |
| Securities available for sale | 44,469,000 | 46,549,000 | 44,217,000 | 41,507,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,242,000 | 230,117,000 | 226,201,000 | 222,268,000 |
| Interest-bearing deposits | 213,402,000 | 211,503,000 | 206,616,000 | 204,390,000 |
| Noninterest-bearing deposits | 20,840,000 | 18,614,000 | 19,585,000 | 17,878,000 |
| Equity capital | 20,336,000 | 20,890,000 | 21,436,000 | 19,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,163,000 | 6,249,000 | 9,295,000 | 12,205,000 |
| Interest expense | 982,000 | 1,895,000 | 2,735,000 | 3,496,000 |
| Net interest income | 2,181,000 | 4,354,000 | 6,560,000 | 8,709,000 |
| Noninterest income | 368,000 | 763,000 | 1,211,000 | 1,675,000 |
| Noninterest expense | 2,101,000 | 4,421,000 | 6,669,000 | 9,165,000 |
| Provision for loan losses | 75,000 | 130,000 | 205,000 | 1,954,000 |
| Pretax income | 385,000 | 584,000 | 1,285,000 | -347,000 |
| Income tax | 90,000 | 117,000 | 328,000 | 197,000 |
| Net income | 295,000 | 467,000 | 957,000 | -544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,272,000 | 20,444,000 | 20,935,000 | 19,433,000 |
| Total capital | 22,895,000 | 23,013,000 | 23,455,000 | 21,855,000 |
| Risk-weighted assets | 207,946,000 | 203,938,000 | 200,280,000 | 191,936,000 |