Call reports 2001
CITIZENS BANK OF LOGAN, THE — 2001
What CITIZENS BANK OF LOGAN, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 143,355,000 | 144,002,000 | 149,879,000 | 148,463,000 |
| Total loans | 104,091,000 | 100,021,000 | 101,960,000 | 101,801,000 |
| Allowance for loan losses | 2,659,000 | 2,651,000 | 2,688,000 | 2,975,000 |
| Securities available for sale | 21,115,000 | 22,253,000 | 29,149,000 | 30,599,000 |
| Securities held to maturity | 6,012,000 | 5,920,000 | 5,376,000 | 5,003,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,140,000 | 126,437,000 | 131,378,000 | 130,684,000 |
| Interest-bearing deposits | 114,213,000 | 113,793,000 | 118,539,000 | 117,291,000 |
| Noninterest-bearing deposits | 13,927,000 | 12,644,000 | 12,839,000 | 13,393,000 |
| Equity capital | 11,262,000 | 12,985,000 | 13,894,000 | 13,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,218,000 | 6,259,000 | 9,197,000 | 12,158,000 |
| Interest expense | 1,434,000 | 2,797,000 | 4,119,000 | 5,494,000 |
| Net interest income | 1,784,000 | 3,462,000 | 5,078,000 | 6,664,000 |
| Noninterest income | 194,000 | 451,000 | 733,000 | 964,000 |
| Noninterest expense | 1,159,000 | 2,421,000 | 3,641,000 | 4,887,000 |
| Provision for loan losses | 60,000 | 129,000 | 193,000 | 654,000 |
| Pretax income | 770,000 | 1,375,000 | 1,984,000 | 2,094,000 |
| Income tax | 240,000 | 385,000 | 555,000 | 595,000 |
| Net income | 530,000 | 990,000 | 1,429,000 | 1,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,245,000 | 13,005,000 | 13,444,000 | 13,514,000 |
| Total capital | 12,633,000 | 14,319,000 | 14,791,000 | 15,099,000 |
| Risk-weighted assets | 109,728,000 | 103,792,000 | 106,415,000 | 125,406,000 |