Call reports 2025
HOME BANK, NATIONAL ASSOCIATION — 2025
What HOME BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 3,475,895,000 | 3,481,524,000 | 3,483,856,000 | 3,481,948,000 |
| Total loans | 2,749,132,000 | 2,765,843,000 | 2,707,827,000 | 2,745,581,000 |
| Allowance for loan losses | 33,278,000 | 33,432,000 | 32,827,000 | 33,142,000 |
| Securities available for sale | 400,553,000 | 393,462,000 | 383,340,000 | 391,448,000 |
| Securities held to maturity | 1,065,000 | 1,065,000 | 1,065,000 | 1,065,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,834,729,000 | 2,913,723,000 | 2,980,182,000 | 2,980,611,000 |
| Interest-bearing deposits | 2,072,252,000 | 2,111,390,000 | 2,173,529,000 | 2,179,855,000 |
| Noninterest-bearing deposits | 762,477,000 | 802,333,000 | 806,653,000 | 800,756,000 |
| Equity capital | 444,727,000 | 449,729,000 | 465,833,000 | 472,495,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 47,201,000 | 95,830,000 | 145,052,000 | 193,772,000 |
| Interest expense | 14,607,000 | 29,041,000 | 43,312,000 | 57,139,000 |
| Net interest income | 32,594,000 | 66,789,000 | 101,740,000 | 136,633,000 |
| Noninterest income | 3,896,000 | 7,466,000 | 11,081,000 | 15,078,000 |
| Noninterest expense | 21,379,000 | 44,502,000 | 66,774,000 | 89,819,000 |
| Provision for loan losses | 394,000 | 883,000 | 654,000 | 1,134,000 |
| Pretax income | 14,717,000 | 29,840,000 | 46,363,000 | 61,833,000 |
| Income tax | 3,017,000 | 6,058,000 | 9,449,000 | 12,757,000 |
| Net income | 11,700,000 | 23,782,000 | 36,914,000 | 49,076,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 385,061,000 | 387,740,000 | 401,510,000 | 406,337,000 |
| Total capital | 420,839,000 | 422,702,000 | 435,867,000 | 440,904,000 |
| Risk-weighted assets | 2,885,767,000 | 2,883,821,000 | 2,860,217,000 | 2,883,748,000 |