Call reports 2024
HOME BANK, NATIONAL ASSOCIATION — 2024
What HOME BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 3,349,192,000 | 3,402,201,000 | 3,433,065,000 | 3,434,439,000 |
| Total loans | 2,622,336,000 | 2,661,346,000 | 2,668,528,000 | 2,719,017,000 |
| Allowance for loan losses | 31,461,000 | 32,212,000 | 32,278,000 | 32,916,000 |
| Securities available for sale | 421,813,000 | 412,472,000 | 420,723,000 | 402,792,000 |
| Securities held to maturity | 1,065,000 | 1,065,000 | 1,065,000 | 1,065,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,728,038,000 | 2,727,613,000 | 2,785,155,000 | 2,787,962,000 |
| Interest-bearing deposits | 1,980,400,000 | 1,976,410,000 | 2,036,633,000 | 2,047,623,000 |
| Noninterest-bearing deposits | 747,638,000 | 751,203,000 | 748,522,000 | 740,339,000 |
| Equity capital | 414,979,000 | 419,115,000 | 436,475,000 | 435,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 44,126,000 | 89,584,000 | 136,963,000 | 184,767,000 |
| Interest expense | 14,380,000 | 29,601,000 | 45,754,000 | 61,124,000 |
| Net interest income | 29,746,000 | 59,983,000 | 91,209,000 | 123,643,000 |
| Noninterest income | 3,568,000 | 7,445,000 | 11,134,000 | 14,823,000 |
| Noninterest expense | 20,802,000 | 42,768,000 | 64,922,000 | 87,012,000 |
| Provision for loan losses | 141,000 | 1,402,000 | 1,542,000 | 2,415,000 |
| Pretax income | 12,371,000 | 23,392,000 | 36,013,000 | 48,933,000 |
| Income tax | 2,437,000 | 4,596,000 | 7,034,000 | 9,544,000 |
| Net income | 9,934,000 | 18,796,000 | 28,979,000 | 39,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 362,461,000 | 367,123,000 | 374,749,000 | 380,777,000 |
| Total capital | 396,316,000 | 401,596,000 | 409,290,000 | 416,193,000 |
| Risk-weighted assets | 2,754,730,000 | 2,791,007,000 | 2,777,033,000 | 2,868,266,000 |