Call reports 2023
HOME BANK, NATIONAL ASSOCIATION — 2023
What HOME BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 3,259,467,000 | 3,282,399,000 | 3,309,792,000 | 3,311,915,000 |
| Total loans | 2,466,865,000 | 2,511,297,000 | 2,569,561,000 | 2,581,999,000 |
| Allowance for loan losses | 30,118,000 | 30,639,000 | 31,123,000 | 31,537,000 |
| Securities available for sale | 466,506,000 | 449,396,000 | 427,019,000 | 433,926,000 |
| Securities held to maturity | 1,070,000 | 1,066,000 | 1,065,000 | 1,065,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,563,918,000 | 2,556,559,000 | 2,610,037,000 | 2,678,698,000 |
| Interest-bearing deposits | 1,703,007,000 | 1,735,162,000 | 1,812,037,000 | 1,926,199,000 |
| Noninterest-bearing deposits | 860,911,000 | 821,397,000 | 798,000,000 | 752,499,000 |
| Equity capital | 387,702,000 | 389,411,000 | 382,196,000 | 406,929,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 38,115,000 | 78,186,000 | 120,264,000 | 163,663,000 |
| Interest expense | 5,669,000 | 14,584,000 | 26,308,000 | 39,581,000 |
| Net interest income | 32,446,000 | 63,602,000 | 93,956,000 | 124,082,000 |
| Noninterest income | 4,332,000 | 7,777,000 | 12,175,000 | 15,759,000 |
| Noninterest expense | 20,637,000 | 41,484,000 | 62,744,000 | 83,375,000 |
| Provision for loan losses | 814,000 | 1,325,000 | 1,676,000 | 2,341,000 |
| Pretax income | 15,078,000 | 28,321,000 | 41,462,000 | 53,876,000 |
| Income tax | 3,026,000 | 5,730,000 | 8,390,000 | 10,689,000 |
| Net income | 12,052,000 | 22,591,000 | 33,072,000 | 43,187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 333,949,000 | 340,106,000 | 341,207,000 | 351,939,000 |
| Total capital | 365,920,000 | 372,750,000 | 374,584,000 | 385,822,000 |
| Risk-weighted assets | 2,614,448,000 | 2,648,935,000 | 2,727,720,000 | 2,710,464,000 |