Call reports 2022
HOME BANK, NATIONAL ASSOCIATION — 2022
What HOME BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 3,325,642,000 | 3,355,427,000 | 3,160,733,000 | 3,221,051,000 |
| Total loans | 2,162,156,000 | 2,226,099,000 | 2,303,448,000 | 2,430,848,000 |
| Allowance for loan losses | 26,731,000 | 26,020,000 | 27,351,000 | 29,299,000 |
| Securities available for sale | 415,260,000 | 480,007,000 | 492,758,000 | 486,518,000 |
| Securities held to maturity | 2,094,000 | 2,086,000 | 1,080,000 | 1,075,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,950,040,000 | 2,937,671,000 | 2,750,816,000 | 2,641,329,000 |
| Interest-bearing deposits | 2,028,042,000 | 1,981,845,000 | 1,817,335,000 | 1,728,880,000 |
| Noninterest-bearing deposits | 921,998,000 | 955,826,000 | 933,481,000 | 912,449,000 |
| Equity capital | 323,895,000 | 362,083,000 | 354,532,000 | 369,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 24,562,000 | 55,071,000 | 89,335,000 | 125,930,000 |
| Interest expense | 1,055,000 | 2,319,000 | 3,747,000 | 6,205,000 |
| Net interest income | 23,507,000 | 52,752,000 | 85,588,000 | 119,725,000 |
| Noninterest income | 3,279,000 | 7,013,000 | 10,482,000 | 13,836,000 |
| Noninterest expense | 18,084,000 | 39,768,000 | 60,460,000 | 81,571,000 |
| Provision for loan losses | 3,215,000 | 3,806,000 | 5,502,000 | 7,489,000 |
| Pretax income | 5,487,000 | 16,191,000 | 30,108,000 | 44,501,000 |
| Income tax | 1,050,000 | 3,188,000 | 5,972,000 | 8,850,000 |
| Net income | 4,437,000 | 13,003,000 | 24,136,000 | 35,651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 249,791,000 | 297,785,000 | 309,547,000 | 321,245,000 |
| Total capital | 278,100,000 | 325,922,000 | 338,210,000 | 352,187,000 |
| Risk-weighted assets | 2,264,204,000 | 2,372,671,000 | 2,477,712,000 | 2,584,166,000 |