Call reports 2021
HOME BANK, NATIONAL ASSOCIATION — 2021
What HOME BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,702,140,000 | 2,759,132,000 | 2,757,590,000 | 2,932,077,000 |
| Total loans | 1,985,172,000 | 1,922,240,000 | 1,878,652,000 | 1,841,197,000 |
| Allowance for loan losses | 29,993,000 | 26,687,000 | 24,149,000 | 21,089,000 |
| Securities available for sale | 274,965,000 | 285,185,000 | 304,125,000 | 327,632,000 |
| Securities held to maturity | 2,126,000 | 2,118,000 | 2,110,000 | 2,102,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,334,830,000 | 2,374,479,000 | 2,372,213,000 | 2,539,926,000 |
| Interest-bearing deposits | 1,641,111,000 | 1,655,597,000 | 1,637,365,000 | 1,769,464,000 |
| Noninterest-bearing deposits | 693,719,000 | 718,882,000 | 734,848,000 | 770,462,000 |
| Equity capital | 317,894,000 | 330,356,000 | 334,226,000 | 343,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 26,928,000 | 52,691,000 | 81,114,000 | 106,902,000 |
| Interest expense | 1,833,000 | 3,486,000 | 4,775,000 | 5,913,000 |
| Net interest income | 25,095,000 | 49,205,000 | 76,339,000 | 100,989,000 |
| Noninterest income | 4,144,000 | 7,393,000 | 12,749,000 | 16,239,000 |
| Noninterest expense | 16,003,000 | 32,470,000 | 48,835,000 | 66,766,000 |
| Provision for loan losses | -1,703,000 | -5,128,000 | -7,513,000 | -10,161,000 |
| Pretax income | 14,939,000 | 29,256,000 | 47,766,000 | 60,623,000 |
| Income tax | 2,974,000 | 5,851,000 | 9,271,000 | 11,857,000 |
| Net income | 11,965,000 | 23,405,000 | 38,495,000 | 48,766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 252,525,000 | 264,447,000 | 270,063,000 | 280,788,000 |
| Total capital | 275,006,000 | 286,834,000 | 293,613,000 | 303,692,000 |
| Risk-weighted assets | 1,789,562,000 | 1,784,919,000 | 1,881,638,000 | 1,915,558,000 |