Call reports 2020
HOME BANK, NATIONAL ASSOCIATION — 2020
What HOME BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,243,717,000 | 2,631,874,000 | 2,574,045,000 | 2,586,485,000 |
| Total loans | 1,748,895,000 | 1,979,284,000 | 1,976,342,000 | 1,989,513,000 |
| Allowance for loan losses | 28,490,000 | 33,823,000 | 33,002,000 | 32,963,000 |
| Securities available for sale | 265,646,000 | 256,922,000 | 251,578,000 | 254,752,000 |
| Securities held to maturity | 6,607,000 | 4,333,000 | 2,942,000 | 2,934,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,863,965,000 | 2,276,847,000 | 2,212,806,000 | 2,218,712,000 |
| Interest-bearing deposits | 1,401,988,000 | 1,618,915,000 | 1,578,148,000 | 1,598,121,000 |
| Noninterest-bearing deposits | 461,977,000 | 657,932,000 | 634,658,000 | 620,591,000 |
| Equity capital | 302,536,000 | 296,797,000 | 305,891,000 | 313,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 25,249,000 | 50,919,000 | 76,761,000 | 104,129,000 |
| Interest expense | 3,926,000 | 7,179,000 | 9,749,000 | 11,918,000 |
| Net interest income | 21,323,000 | 43,740,000 | 67,012,000 | 92,211,000 |
| Noninterest income | 3,482,000 | 6,533,000 | 10,280,000 | 14,193,000 |
| Noninterest expense | 16,217,000 | 32,091,000 | 48,106,000 | 62,635,000 |
| Provision for loan losses | 6,257,000 | 12,728,000 | 12,728,000 | 12,728,000 |
| Pretax income | 2,331,000 | 5,454,000 | 16,458,000 | 31,041,000 |
| Income tax | 384,000 | 960,000 | 3,139,000 | 6,091,000 |
| Net income | 1,947,000 | 4,494,000 | 13,319,000 | 24,950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 232,995,000 | 227,890,000 | 237,231,000 | 245,090,000 |
| Total capital | 254,500,000 | 249,091,000 | 258,559,000 | 267,254,000 |
| Risk-weighted assets | 1,710,396,000 | 1,679,824,000 | 1,690,961,000 | 1,760,901,000 |