Call reports 2019
HOME BANK, NATIONAL ASSOCIATION — 2019
What HOME BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 2,198,885,000 | 2,216,350,000 | 2,213,737,000 | 2,195,856,000 |
| Total loans | 1,650,955,000 | 1,697,449,000 | 1,714,351,000 | 1,721,351,000 |
| Allowance for loan losses | 16,570,000 | 17,239,000 | 17,598,000 | 17,868,000 |
| Securities available for sale | 267,310,000 | 261,626,000 | 255,114,000 | 257,321,000 |
| Securities held to maturity | 9,110,000 | 8,163,000 | 7,193,000 | 7,149,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,831,425,000 | 1,839,131,000 | 1,840,718,000 | 1,830,354,000 |
| Interest-bearing deposits | 1,374,608,000 | 1,379,767,000 | 1,384,664,000 | 1,383,147,000 |
| Noninterest-bearing deposits | 456,817,000 | 459,364,000 | 456,054,000 | 447,207,000 |
| Equity capital | 294,072,000 | 302,862,000 | 304,999,000 | 305,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 25,369,000 | 51,290,000 | 76,764,000 | 102,208,000 |
| Interest expense | 3,647,000 | 7,693,000 | 12,026,000 | 16,212,000 |
| Net interest income | 21,722,000 | 43,597,000 | 64,738,000 | 85,996,000 |
| Noninterest income | 3,165,000 | 6,143,000 | 10,953,000 | 14,461,000 |
| Noninterest expense | 15,241,000 | 31,141,000 | 47,745,000 | 63,459,000 |
| Provision for loan losses | 390,000 | 1,155,000 | 2,301,000 | 3,014,000 |
| Pretax income | 9,256,000 | 17,444,000 | 25,645,000 | 33,984,000 |
| Income tax | 1,327,000 | 2,893,000 | 4,205,000 | 5,900,000 |
| Net income | 7,929,000 | 14,551,000 | 21,440,000 | 28,084,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 229,233,000 | 236,445,000 | 238,964,000 | 240,177,000 |
| Total capital | 245,803,000 | 253,684,000 | 256,562,000 | 258,045,000 |
| Risk-weighted assets | 1,610,131,000 | 1,655,228,000 | 1,681,994,000 | 1,688,762,000 |