Call reports 2018
HOME BANK, NATIONAL ASSOCIATION — 2018
What HOME BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 2,204,145,000 | 2,157,086,000 | 2,137,308,000 | 2,150,164,000 |
| Total loans | 1,642,580,000 | 1,635,390,000 | 1,636,489,000 | 1,651,840,000 |
| Allowance for loan losses | 14,269,000 | 14,973,000 | 15,743,000 | 16,348,000 |
| Securities available for sale | 263,170,000 | 264,259,000 | 258,948,000 | 260,131,000 |
| Securities held to maturity | 12,950,000 | 12,869,000 | 10,942,000 | 10,872,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,852,267,000 | 1,802,074,000 | 1,784,053,000 | 1,782,596,000 |
| Interest-bearing deposits | 1,382,852,000 | 1,332,869,000 | 1,323,890,000 | 1,335,071,000 |
| Noninterest-bearing deposits | 469,415,000 | 469,205,000 | 460,163,000 | 447,525,000 |
| Equity capital | 269,185,000 | 276,457,000 | 283,895,000 | 294,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 24,726,000 | 50,301,000 | 76,410,000 | 102,312,000 |
| Interest expense | 2,219,000 | 4,458,000 | 7,059,000 | 10,306,000 |
| Net interest income | 22,507,000 | 45,843,000 | 69,351,000 | 92,006,000 |
| Noninterest income | 3,493,000 | 6,856,000 | 10,201,000 | 13,419,000 |
| Noninterest expense | 15,516,000 | 31,790,000 | 47,447,000 | 62,978,000 |
| Provision for loan losses | 964,000 | 1,545,000 | 2,331,000 | 3,943,000 |
| Pretax income | 9,520,000 | 19,364,000 | 29,774,000 | 38,504,000 |
| Income tax | 1,993,000 | 4,014,000 | 6,132,000 | 6,739,000 |
| Net income | 7,527,000 | 15,350,000 | 23,642,000 | 31,765,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 204,424,000 | 212,960,000 | 221,951,000 | 230,708,000 |
| Total capital | 218,693,000 | 227,933,000 | 237,694,000 | 247,056,000 |
| Risk-weighted assets | 1,580,631,000 | 1,569,595,000 | 1,595,497,000 | 1,585,175,000 |