Call reports 2017
HOME BANK, NATIONAL ASSOCIATION — 2017
What HOME BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,582,149,000 | 1,572,545,000 | 1,585,465,000 | 2,225,903,000 |
| Total loans | 1,232,220,000 | 1,223,061,000 | 1,233,010,000 | 1,663,668,000 |
| Allowance for loan losses | 12,918,000 | 13,010,000 | 13,424,000 | 14,807,000 |
| Securities available for sale | 192,189,000 | 197,376,000 | 202,196,000 | 234,993,000 |
| Securities held to maturity | 13,283,000 | 13,201,000 | 13,118,000 | 13,034,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,288,705,000 | 1,325,488,000 | 1,335,749,000 | 1,882,475,000 |
| Interest-bearing deposits | 975,046,000 | 1,002,563,000 | 1,047,236,000 | 1,404,228,000 |
| Noninterest-bearing deposits | 313,659,000 | 322,925,000 | 288,513,000 | 478,247,000 |
| Equity capital | 169,136,000 | 173,855,000 | 178,078,000 | 263,097,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 17,363,000 | 34,762,000 | 52,428,000 | 74,397,000 |
| Interest expense | 1,394,000 | 2,895,000 | 4,605,000 | 6,549,000 |
| Net interest income | 15,969,000 | 31,867,000 | 47,823,000 | 67,848,000 |
| Noninterest income | 3,038,000 | 5,468,000 | 7,757,000 | 10,521,000 |
| Noninterest expense | 11,192,000 | 22,456,000 | 33,752,000 | 46,518,000 |
| Provision for loan losses | 307,000 | 457,000 | 1,117,000 | 2,317,000 |
| Pretax income | 7,508,000 | 14,422,000 | 20,711,000 | 29,534,000 |
| Income tax | 2,472,000 | 4,868,000 | 7,043,000 | 12,580,000 |
| Net income | 5,036,000 | 9,554,000 | 13,668,000 | 16,954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 157,125,000 | 161,945,000 | 166,341,000 | 197,901,000 |
| Total capital | 170,043,000 | 174,955,000 | 179,765,000 | 212,708,000 |
| Risk-weighted assets | 1,168,700,000 | 1,168,067,000 | 1,190,453,000 | 1,577,745,000 |