Call reports 2016
HOME BANK, NATIONAL ASSOCIATION — 2016
What HOME BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,543,034,000 | 1,544,607,000 | 1,549,524,000 | 1,555,629,000 |
| Total loans | 1,229,563,000 | 1,229,947,000 | 1,244,013,000 | 1,231,989,000 |
| Allowance for loan losses | 10,397,000 | 11,447,000 | 12,193,000 | 12,511,000 |
| Securities available for sale | 178,533,000 | 174,949,000 | 170,993,000 | 183,730,000 |
| Securities held to maturity | 13,846,000 | 13,530,000 | 13,448,000 | 13,365,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,269,518,000 | 1,245,503,000 | 1,239,523,000 | 1,266,284,000 |
| Interest-bearing deposits | 959,515,000 | 937,808,000 | 931,013,000 | 951,553,000 |
| Noninterest-bearing deposits | 310,003,000 | 307,695,000 | 308,510,000 | 314,731,000 |
| Equity capital | 152,519,000 | 157,109,000 | 161,203,000 | 163,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 17,049,000 | 33,915,000 | 50,762,000 | 67,685,000 |
| Interest expense | 1,326,000 | 2,639,000 | 3,948,000 | 5,269,000 |
| Net interest income | 15,723,000 | 31,276,000 | 46,814,000 | 62,416,000 |
| Noninterest income | 2,551,000 | 6,057,000 | 9,116,000 | 11,739,000 |
| Noninterest expense | 12,277,000 | 24,138,000 | 35,279,000 | 47,187,000 |
| Provision for loan losses | 850,000 | 1,900,000 | 2,700,000 | 3,200,000 |
| Pretax income | 5,147,000 | 11,295,000 | 17,951,000 | 23,768,000 |
| Income tax | 1,768,000 | 3,868,000 | 6,137,000 | 7,645,000 |
| Net income | 3,379,000 | 7,427,000 | 11,814,000 | 16,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 137,219,000 | 143,075,000 | 148,084,000 | 152,512,000 |
| Total capital | 147,616,000 | 154,522,000 | 160,277,000 | 165,023,000 |
| Risk-weighted assets | 1,161,912,000 | 1,168,645,000 | 1,182,489,000 | 1,181,741,000 |