Call reports 2015
HOME BANK, NATIONAL ASSOCIATION — 2015
What HOME BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,233,744,000 | 1,234,678,000 | 1,556,079,000 | 1,550,498,000 |
| Total loans | 927,711,000 | 922,249,000 | 1,214,880,000 | 1,230,017,000 |
| Allowance for loan losses | 8,272,000 | 8,466,000 | 8,932,000 | 9,547,000 |
| Securities available for sale | 171,489,000 | 178,079,000 | 190,758,000 | 176,762,000 |
| Securities held to maturity | 13,913,000 | 14,489,000 | 14,409,000 | 13,927,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,032,691,000 | 1,036,864,000 | 1,245,602,000 | 1,265,429,000 |
| Interest-bearing deposits | 750,253,000 | 764,768,000 | 950,326,000 | 955,820,000 |
| Noninterest-bearing deposits | 282,438,000 | 272,096,000 | 295,276,000 | 309,609,000 |
| Equity capital | 151,691,000 | 154,053,000 | 145,120,000 | 148,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 13,304,000 | 26,894,000 | 41,319,000 | 58,410,000 |
| Interest expense | 813,000 | 1,636,000 | 2,529,000 | 3,865,000 |
| Net interest income | 12,491,000 | 25,258,000 | 38,790,000 | 54,545,000 |
| Noninterest income | 2,042,000 | 4,135,000 | 6,390,000 | 8,975,000 |
| Noninterest expense | 9,636,000 | 19,879,000 | 30,435,000 | 42,092,000 |
| Provision for loan losses | 538,000 | 833,000 | 1,401,000 | 2,071,000 |
| Pretax income | 4,359,000 | 8,681,000 | 13,347,000 | 19,364,000 |
| Income tax | 1,484,000 | 2,905,000 | 4,691,000 | 6,728,000 |
| Net income | 2,875,000 | 5,776,000 | 8,656,000 | 12,636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 146,231,000 | 149,249,000 | 128,332,000 | 134,347,000 |
| Total capital | 154,503,000 | 157,715,000 | 137,264,000 | 143,894,000 |
| Risk-weighted assets | 871,028,000 | 939,559,000 | 1,142,723,000 | 1,157,464,000 |