Call reports 2014
HOME BANK, NATIONAL ASSOCIATION — 2014
What HOME BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,238,486,000 | 1,258,295,000 | 1,259,031,000 | 1,221,357,000 |
| Total loans | 885,547,000 | 913,313,000 | 914,762,000 | 913,485,000 |
| Allowance for loan losses | 7,104,000 | 7,758,000 | 7,418,000 | 7,760,000 |
| Securities available for sale | 182,344,000 | 179,202,000 | 181,238,000 | 174,801,000 |
| Securities held to maturity | 10,715,000 | 10,984,000 | 11,212,000 | 11,705,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 991,097,000 | 985,452,000 | 987,866,000 | 997,208,000 |
| Interest-bearing deposits | 733,518,000 | 733,200,000 | 734,074,000 | 725,912,000 |
| Noninterest-bearing deposits | 257,579,000 | 252,252,000 | 253,792,000 | 271,296,000 |
| Equity capital | 141,193,000 | 144,968,000 | 147,651,000 | 150,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 12,566,000 | 26,506,000 | 40,574,000 | 54,323,000 |
| Interest expense | 750,000 | 1,588,000 | 2,444,000 | 3,279,000 |
| Net interest income | 11,816,000 | 24,918,000 | 38,130,000 | 51,044,000 |
| Noninterest income | 1,671,000 | 3,946,000 | 6,160,000 | 8,278,000 |
| Noninterest expense | 11,235,000 | 21,572,000 | 31,568,000 | 41,731,000 |
| Provision for loan losses | 145,000 | 956,000 | 1,848,000 | 2,364,000 |
| Pretax income | 2,109,000 | 6,338,000 | 10,876,000 | 15,229,000 |
| Income tax | 649,000 | 2,092,000 | 3,738,000 | 5,267,000 |
| Net income | 1,460,000 | 4,246,000 | 7,138,000 | 9,962,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 135,652,000 | 139,064,000 | 142,043,000 | 145,325,000 |
| Total capital | 142,756,000 | 146,822,000 | 149,461,000 | 153,085,000 |
| Risk-weighted assets | 833,489,000 | 854,108,000 | 852,405,000 | 857,688,000 |