Call reports 2013
HOME BANK, NATIONAL ASSOCIATION — 2013
What HOME BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 972,411,000 | 971,096,000 | 961,966,000 | 984,212,000 |
| Total loans | 682,953,000 | 680,148,000 | 682,585,000 | 709,407,000 |
| Allowance for loan losses | 5,674,000 | 6,094,000 | 6,463,000 | 6,918,000 |
| Securities available for sale | 154,309,000 | 150,387,000 | 151,454,000 | 149,632,000 |
| Securities held to maturity | 1,464,000 | 5,506,000 | 8,965,000 | 9,405,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 783,242,000 | 778,624,000 | 766,677,000 | 742,133,000 |
| Interest-bearing deposits | 608,799,000 | 596,860,000 | 593,895,000 | 566,837,000 |
| Noninterest-bearing deposits | 174,443,000 | 181,764,000 | 172,782,000 | 175,296,000 |
| Equity capital | 137,331,000 | 137,026,000 | 139,749,000 | 141,286,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 10,850,000 | 21,684,000 | 32,909,000 | 43,678,000 |
| Interest expense | 1,025,000 | 1,947,000 | 2,769,000 | 3,503,000 |
| Net interest income | 9,825,000 | 19,737,000 | 30,140,000 | 40,175,000 |
| Noninterest income | 1,886,000 | 3,928,000 | 5,727,000 | 7,508,000 |
| Noninterest expense | 8,362,000 | 16,596,000 | 24,577,000 | 33,317,000 |
| Provision for loan losses | 520,000 | 2,768,000 | 3,221,000 | 3,653,000 |
| Pretax income | 2,829,000 | 4,488,000 | 8,256,000 | 10,900,000 |
| Income tax | 958,000 | 1,496,000 | 2,757,000 | 3,684,000 |
| Net income | 1,871,000 | 2,992,000 | 5,499,000 | 7,216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 132,332,000 | 134,063,000 | 137,016,000 | 139,182,000 |
| Total capital | 138,006,000 | 140,157,000 | 143,479,000 | 146,100,000 |
| Risk-weighted assets | 624,090,000 | 633,013,000 | 642,426,000 | 667,797,000 |