Call reports 2012
HOME BANK, NATIONAL ASSOCIATION — 2012
What HOME BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 970,854,000 | 979,531,000 | 968,853,000 | 958,115,000 |
| Total loans | 680,445,000 | 684,604,000 | 676,231,000 | 678,756,000 |
| Allowance for loan losses | 5,813,000 | 5,314,000 | 4,906,000 | 5,319,000 |
| Securities available for sale | 153,486,000 | 145,693,000 | 148,757,000 | 153,074,000 |
| Securities held to maturity | 3,065,000 | 2,423,000 | 2,050,000 | 1,665,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 740,120,000 | 782,637,000 | 788,310,000 | 773,461,000 |
| Interest-bearing deposits | 600,558,000 | 627,464,000 | 623,823,000 | 618,968,000 |
| Noninterest-bearing deposits | 139,562,000 | 155,173,000 | 164,487,000 | 154,493,000 |
| Equity capital | 126,259,000 | 128,636,000 | 132,784,000 | 135,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 11,249,000 | 22,388,000 | 34,445,000 | 45,972,000 |
| Interest expense | 1,312,000 | 2,576,000 | 3,779,000 | 4,914,000 |
| Net interest income | 9,937,000 | 19,812,000 | 30,666,000 | 41,058,000 |
| Noninterest income | 1,738,000 | 3,745,000 | 5,707,000 | 7,461,000 |
| Noninterest expense | 7,856,000 | 15,951,000 | 24,316,000 | 32,532,000 |
| Provision for loan losses | 712,000 | 1,872,000 | 1,928,000 | 2,411,000 |
| Pretax income | 3,107,000 | 5,793,000 | 10,188,000 | 13,635,000 |
| Income tax | 1,061,000 | 1,982,000 | 3,423,000 | 4,542,000 |
| Net income | 2,046,000 | 3,811,000 | 6,765,000 | 9,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 121,443,000 | 123,798,000 | 127,215,000 | 130,002,000 |
| Total capital | 127,256,000 | 129,112,000 | 132,121,000 | 135,321,000 |
| Risk-weighted assets | 611,056,000 | 623,795,000 | 617,539,000 | 619,911,000 |