Call reports 2013
METRO BANK — 2013
What METRO BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 163,720,000 | 187,600,000 | 182,554,000 | 196,590,000 |
| Total loans | 128,394,000 | 125,370,000 | 136,390,000 | 139,527,000 |
| Allowance for loan losses | 1,830,000 | 1,605,000 | 1,789,000 | 1,602,000 |
| Securities available for sale | 15,084,000 | 19,662,000 | 21,268,000 | 20,584,000 |
| Securities held to maturity | 0 | 5,000,000 | 5,000,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,057,000 | 160,808,000 | 153,185,000 | 167,565,000 |
| Interest-bearing deposits | 119,614,000 | 138,149,000 | 125,178,000 | 133,824,000 |
| Noninterest-bearing deposits | 19,443,000 | 22,659,000 | 28,007,000 | 33,741,000 |
| Equity capital | 23,755,000 | 23,698,000 | 23,913,000 | 24,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,047,000 | 4,104,000 | 6,304,000 | 8,525,000 |
| Interest expense | 266,000 | 535,000 | 817,000 | 1,105,000 |
| Net interest income | 1,781,000 | 3,569,000 | 5,487,000 | 7,420,000 |
| Noninterest income | 93,000 | 166,000 | 246,000 | 331,000 |
| Noninterest expense | 1,377,000 | 2,723,000 | 4,173,000 | 5,928,000 |
| Provision for loan losses | 23,000 | 52,000 | 236,000 | 49,000 |
| Pretax income | 476,000 | 962,000 | 1,326,000 | 1,776,000 |
| Income tax | 186,000 | 358,000 | 489,000 | 643,000 |
| Net income | 290,000 | 604,000 | 837,000 | 1,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,689,000 | 24,047,000 | 24,312,000 | 24,626,000 |
| Total capital | 25,519,000 | 25,652,000 | 26,101,000 | 26,228,000 |
| Risk-weighted assets | 147,729,000 | 152,899,000 | 163,213,000 | 157,796,000 |