Call reports 2012
METRO BANK — 2012
What METRO BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 161,996,000 | 156,695,000 | 158,266,000 | 161,966,000 |
| Total loans | 111,011,000 | 113,514,000 | 111,551,000 | 122,191,000 |
| Allowance for loan losses | 1,898,000 | 1,869,000 | 1,580,000 | 1,807,000 |
| Securities available for sale | 30,258,000 | 26,635,000 | 24,063,000 | 17,768,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,743,000 | 133,186,000 | 134,218,000 | 137,775,000 |
| Interest-bearing deposits | 122,358,000 | 118,020,000 | 118,588,000 | 118,872,000 |
| Noninterest-bearing deposits | 16,385,000 | 15,166,000 | 15,630,000 | 18,903,000 |
| Equity capital | 22,741,000 | 23,006,000 | 23,335,000 | 23,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,955,000 | 3,859,000 | 5,819,000 | 7,800,000 |
| Interest expense | 340,000 | 653,000 | 963,000 | 1,252,000 |
| Net interest income | 1,615,000 | 3,206,000 | 4,856,000 | 6,548,000 |
| Noninterest income | 29,000 | 62,000 | 103,000 | 158,000 |
| Noninterest expense | 1,241,000 | 2,611,000 | 4,046,000 | 5,366,000 |
| Provision for loan losses | -7,000 | 23,000 | -78,000 | 149,000 |
| Pretax income | 410,000 | 820,000 | 1,181,000 | 1,475,000 |
| Income tax | 176,000 | 361,000 | 513,000 | 627,000 |
| Net income | 234,000 | 459,000 | 668,000 | 848,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,569,000 | 22,869,000 | 23,126,000 | 23,351,000 |
| Total capital | 24,178,000 | 24,509,000 | 24,706,000 | 25,139,000 |
| Risk-weighted assets | 128,419,000 | 130,990,000 | 135,104,000 | 143,048,000 |