Call reports 2011
METRO BANK — 2011
What METRO BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 140,872,000 | 147,240,000 | 150,759,000 | 153,249,000 |
| Total loans | 101,435,000 | 105,512,000 | 109,577,000 | 110,349,000 |
| Allowance for loan losses | 1,778,000 | 1,852,000 | 1,956,000 | 2,312,000 |
| Securities available for sale | 20,923,000 | 24,207,000 | 24,035,000 | 22,252,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,203,000 | 126,879,000 | 129,575,000 | 129,597,000 |
| Interest-bearing deposits | 111,662,000 | 116,247,000 | 118,074,000 | 115,623,000 |
| Noninterest-bearing deposits | 9,541,000 | 10,632,000 | 11,501,000 | 13,974,000 |
| Equity capital | 19,417,000 | 20,075,000 | 20,791,000 | 22,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,843,000 | 3,723,000 | 5,692,000 | 7,606,000 |
| Interest expense | 385,000 | 783,000 | 1,174,000 | 1,548,000 |
| Net interest income | 1,458,000 | 2,940,000 | 4,518,000 | 6,058,000 |
| Noninterest income | 21,000 | 40,000 | 67,000 | 1,375,000 |
| Noninterest expense | 971,000 | 1,995,000 | 3,070,000 | 4,352,000 |
| Provision for loan losses | 580,000 | 655,000 | 693,000 | 1,114,000 |
| Pretax income | -72,000 | 335,000 | 827,000 | 2,038,000 |
| Income tax | 0 | 0 | 0 | -463,000 |
| Net income | -72,000 | 335,000 | 827,000 | 2,501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,505,000 | 19,971,000 | 20,524,000 | 22,241,000 |
| Total capital | 20,917,000 | 21,451,000 | 22,052,000 | 23,793,000 |
| Risk-weighted assets | 112,151,000 | 117,689,000 | 121,810,000 | 123,435,000 |