Call reports 2010
METRO BANK — 2010
What METRO BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 121,433,000 | 125,726,000 | 128,549,000 | 126,209,000 |
| Total loans | 83,651,000 | 88,355,000 | 91,606,000 | 94,293,000 |
| Allowance for loan losses | 1,350,000 | 1,207,000 | 1,333,000 | 1,198,000 |
| Securities available for sale | 22,983,000 | 23,762,000 | 25,324,000 | 21,926,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,105,000 | 105,929,000 | 108,592,000 | 106,636,000 |
| Interest-bearing deposits | 93,860,000 | 96,071,000 | 99,198,000 | 96,729,000 |
| Noninterest-bearing deposits | 8,245,000 | 9,858,000 | 9,394,000 | 9,907,000 |
| Equity capital | 19,039,000 | 19,373,000 | 19,553,000 | 19,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,497,000 | 3,212,000 | 4,838,000 | 6,562,000 |
| Interest expense | 515,000 | 1,008,000 | 1,470,000 | 1,864,000 |
| Net interest income | 982,000 | 2,204,000 | 3,368,000 | 4,698,000 |
| Noninterest income | 17,000 | 33,000 | 46,000 | 64,000 |
| Noninterest expense | 969,000 | 1,958,000 | 2,876,000 | 4,018,000 |
| Provision for loan losses | 25,000 | 139,000 | 265,000 | 387,000 |
| Pretax income | 30,000 | 165,000 | 298,000 | 403,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 30,000 | 165,000 | 298,000 | 403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,014,000 | 19,179,000 | 19,361,000 | 19,520,000 |
| Total capital | 20,226,000 | 20,386,000 | 20,638,000 | 20,718,000 |
| Risk-weighted assets | 96,799,000 | 100,767,000 | 102,065,000 | 104,810,000 |