Call reports 2009
METRO BANK — 2009
What METRO BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 55,285,000 | 80,185,000 | 104,198,000 | 124,178,000 |
| Total loans | 49,669,000 | 61,140,000 | 75,626,000 | 75,516,000 |
| Allowance for loan losses | 646,000 | 784,000 | 946,000 | 1,326,000 |
| Securities available for sale | 4,235,000 | 5,653,000 | 9,124,000 | 18,043,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,235,000 | 60,404,000 | 84,321,000 | 104,989,000 |
| Interest-bearing deposits | 29,562,000 | 53,478,000 | 74,282,000 | 95,851,000 |
| Noninterest-bearing deposits | 4,673,000 | 6,926,000 | 10,039,000 | 9,138,000 |
| Equity capital | 19,643,000 | 19,292,000 | 19,356,000 | 18,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 705,000 | 1,649,000 | 2,832,000 | 4,244,000 |
| Interest expense | 187,000 | 447,000 | 855,000 | 1,356,000 |
| Net interest income | 518,000 | 1,202,000 | 1,977,000 | 2,888,000 |
| Noninterest income | 8,000 | 14,000 | 183,000 | 420,000 |
| Noninterest expense | 838,000 | 1,820,000 | 2,767,000 | 3,995,000 |
| Provision for loan losses | 212,000 | 373,000 | 535,000 | 915,000 |
| Pretax income | -524,000 | -977,000 | -1,112,000 | -1,572,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -524,000 | -977,000 | -1,112,000 | -1,572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,545,000 | 19,222,000 | 19,242,000 | 18,936,000 |
| Total capital | 20,191,000 | 20,006,000 | 20,188,000 | 20,109,000 |
| Risk-weighted assets | 56,829,000 | 70,285,000 | 86,543,000 | 93,893,000 |