Call reports 2003
NORTH STATE NATIONAL BANK — 2003
What NORTH STATE NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 |
|---|---|
| Total assets | 141,675,000 |
| Total loans | 77,322,000 |
| Allowance for loan losses | 927,000 |
| Securities available for sale | 41,549,000 |
| Securities held to maturity | 1,256,000 |
| Trading assets | 0 |
| Total deposits | 126,609,000 |
| Interest-bearing deposits | 103,148,000 |
| Noninterest-bearing deposits | 23,461,000 |
| Equity capital | 14,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 |
|---|---|
| Interest income | 1,761,000 |
| Interest expense | 384,000 |
| Net interest income | 1,377,000 |
| Noninterest income | 122,000 |
| Noninterest expense | 709,000 |
| Provision for loan losses | 0 |
| Pretax income | 838,000 |
| Income tax | 233,000 |
| Net income | 605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 |
|---|---|
| Tier 1 capital | 14,366,000 |
| Total capital | 15,293,000 |
| Risk-weighted assets | 87,390,000 |