Call reports 2002
NORTH STATE NATIONAL BANK — 2002
What NORTH STATE NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 136,148,000 | 144,195,000 | 140,686,000 | 144,291,000 |
| Total loans | 71,906,000 | 73,254,000 | 77,275,000 | 82,713,000 |
| Allowance for loan losses | 986,000 | 934,000 | 932,000 | 935,000 |
| Securities available for sale | 42,563,000 | 54,211,000 | 50,320,000 | 47,499,000 |
| Securities held to maturity | 1,273,000 | 1,272,000 | 1,257,000 | 1,256,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,080,000 | 130,420,000 | 126,845,000 | 129,877,000 |
| Interest-bearing deposits | 100,856,000 | 108,578,000 | 104,987,000 | 104,098,000 |
| Noninterest-bearing deposits | 22,224,000 | 21,842,000 | 21,858,000 | 25,779,000 |
| Equity capital | 12,615,000 | 13,053,000 | 13,553,000 | 14,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,944,000 | 3,914,000 | 5,919,000 | 7,857,000 |
| Interest expense | 520,000 | 1,034,000 | 1,550,000 | 2,008,000 |
| Net interest income | 1,424,000 | 2,880,000 | 4,369,000 | 5,849,000 |
| Noninterest income | 130,000 | 249,000 | 366,000 | 512,000 |
| Noninterest expense | 715,000 | 1,414,000 | 2,144,000 | 2,924,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 854,000 | 1,730,000 | 2,646,000 | 3,492,000 |
| Income tax | 356,000 | 722,000 | 1,106,000 | 1,459,000 |
| Net income | 498,000 | 1,008,000 | 1,540,000 | 2,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,623,000 | 12,644,000 | 13,176,000 | 13,686,000 |
| Total capital | 13,609,000 | 13,578,000 | 14,108,000 | 14,621,000 |
| Risk-weighted assets | 86,246,000 | 87,839,000 | 91,147,000 | 96,811,000 |