Call reports 2001
NORTH STATE NATIONAL BANK — 2001
What NORTH STATE NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 122,164,000 | 124,000,000 | 126,308,000 | 128,806,000 |
| Total loans | 69,508,000 | 71,937,000 | 72,948,000 | 73,547,000 |
| Allowance for loan losses | 819,000 | 886,000 | 910,000 | 985,000 |
| Securities available for sale | 35,427,000 | 35,861,000 | 39,829,000 | 37,259,000 |
| Securities held to maturity | 1,434,000 | 1,434,000 | 1,273,000 | 1,273,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,233,000 | 112,255,000 | 113,799,000 | 116,169,000 |
| Interest-bearing deposits | 92,845,000 | 95,049,000 | 93,621,000 | 92,895,000 |
| Noninterest-bearing deposits | 17,388,000 | 17,206,000 | 20,178,000 | 23,274,000 |
| Equity capital | 11,194,000 | 11,272,000 | 12,023,000 | 12,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,166,000 | 4,357,000 | 6,509,000 | 8,551,000 |
| Interest expense | 965,000 | 1,846,000 | 2,627,000 | 3,248,000 |
| Net interest income | 1,201,000 | 2,511,000 | 3,882,000 | 5,303,000 |
| Noninterest income | 118,000 | 263,000 | 382,000 | 512,000 |
| Noninterest expense | 673,000 | 1,401,000 | 2,083,000 | 2,772,000 |
| Provision for loan losses | 0 | 66,000 | 90,000 | 169,000 |
| Pretax income | 646,000 | 1,344,000 | 2,153,000 | 3,015,000 |
| Income tax | 269,000 | 560,000 | 897,000 | 1,226,000 |
| Net income | 377,000 | 784,000 | 1,256,000 | 1,789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,082,000 | 11,114,000 | 11,586,000 | 12,125,000 |
| Total capital | 11,901,000 | 12,000,000 | 12,496,000 | 13,110,000 |
| Risk-weighted assets | 75,520,000 | 76,997,000 | 80,626,000 | 80,810,000 |