Call report 2004Q4
MILLBURY SAVINGS BANK — 2004Q4
The 22 measures MILLBURY SAVINGS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 160,522,000 | USD | evidence → |
| Total loans | 93,988,000 | USD | evidence → |
| Allowance for loan losses | 740,000 | USD | evidence → |
| Securities available for sale | 54,085,000 | USD | evidence → |
| Securities held to maturity | 614,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 128,877,000 | USD | evidence → |
| Interest-bearing deposits | 118,420,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,457,000 | USD | evidence → |
| Equity capital | 17,341,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,756,000 | USD | evidence → |
| Interest expense | 2,453,000 | USD | evidence → |
| Net interest income | 5,303,000 | USD | evidence → |
| Noninterest income | 444,000 | USD | evidence → |
| Noninterest expense | 3,958,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 1,985,000 | USD | evidence → |
| Income tax | 720,000 | USD | evidence → |
| Net income | 1,265,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,875,000 | USD | evidence → |
| Total capital | 17,750,000 | USD | evidence → |
| Risk-weighted assets | 104,644,000 | USD | evidence → |