Call reports 2008
FIRST FINANCIAL BANK — 2008
What FIRST FINANCIAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 3,311,397,000 | 3,447,524,000 | 3,498,950,000 | 3,685,878,000 |
| Total loans | 2,615,511,000 | 2,672,885,000 | 2,671,733,000 | 2,683,194,000 |
| Allowance for loan losses | 29,490,000 | 29,484,000 | 30,279,000 | 35,852,000 |
| Securities available for sale | 343,086,000 | 419,990,000 | 490,543,000 | 657,849,000 |
| Securities held to maturity | 5,414,000 | 5,316,000 | 5,037,000 | 4,966,000 |
| Trading assets | 3,820,000 | 3,598,000 | 198,000 | 61,000 |
| Total deposits | 2,847,150,000 | 2,785,434,000 | 2,720,125,000 | 2,871,384,000 |
| Interest-bearing deposits | 2,433,963,000 | 2,357,873,000 | 2,307,366,000 | 2,370,234,000 |
| Noninterest-bearing deposits | 413,187,000 | 427,561,000 | 412,759,000 | 501,150,000 |
| Equity capital | 302,102,000 | 299,650,000 | 300,670,000 | 297,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 47,510,000 | 92,327,000 | 137,945,000 | 182,933,000 |
| Interest expense | 18,272,000 | 33,964,000 | 49,531,000 | 63,860,000 |
| Net interest income | 29,238,000 | 58,363,000 | 88,414,000 | 119,073,000 |
| Noninterest income | 12,361,000 | 25,537,000 | 35,474,000 | 47,221,000 |
| Noninterest expense | 27,797,000 | 54,286,000 | 81,222,000 | 108,566,000 |
| Provision for loan losses | 3,244,000 | 5,869,000 | 9,110,000 | 19,637,000 |
| Pretax income | 12,143,000 | 25,330,000 | 35,141,000 | 39,676,000 |
| Income tax | 3,958,000 | 8,356,000 | 11,437,000 | 12,514,000 |
| Net income | 8,185,000 | 16,974,000 | 23,704,000 | 27,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 303,950,000 | 305,738,000 | 304,976,000 | 311,037,000 |
| Total capital | 340,942,000 | 342,722,000 | 342,755,000 | 354,333,000 |
| Risk-weighted assets | 2,659,536,000 | 2,734,427,000 | 2,786,617,000 | 2,863,581,000 |