Call reports 2005
FIRST FINANCIAL BANK — 2005
What FIRST FINANCIAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,958,517,000 | 1,981,444,000 | 3,704,243,000 | 3,651,564,000 |
| Total loans | 1,473,225,000 | 1,484,175,000 | 2,724,309,000 | 2,620,041,000 |
| Allowance for loan losses | 21,884,000 | 21,503,000 | 40,141,000 | 40,590,000 |
| Securities available for sale | 267,511,000 | 262,867,000 | 561,504,000 | 551,358,000 |
| Securities held to maturity | 4,164,000 | 4,047,000 | 14,227,000 | 12,555,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,578,333,000 | 1,556,595,000 | 2,958,406,000 | 2,937,889,000 |
| Interest-bearing deposits | 1,328,271,000 | 1,284,681,000 | 2,499,576,000 | 2,484,452,000 |
| Noninterest-bearing deposits | 250,062,000 | 271,913,000 | 458,830,000 | 453,437,000 |
| Equity capital | 133,003,000 | 133,661,000 | 295,511,000 | 300,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 25,549,000 | 51,639,000 | 149,867,000 | 200,394,000 |
| Interest expense | 8,149,000 | 16,850,000 | 47,655,000 | 65,666,000 |
| Net interest income | 17,400,000 | 34,789,000 | 102,212,000 | 134,728,000 |
| Noninterest income | 8,377,000 | 17,826,000 | 40,744,000 | 57,725,000 |
| Noninterest expense | 15,158,000 | 30,647,000 | 90,176,000 | 123,120,000 |
| Provision for loan losses | 300,000 | 1,050,000 | 2,556,000 | 5,572,000 |
| Pretax income | 10,319,000 | 20,918,000 | 50,226,000 | 57,244,000 |
| Income tax | 3,410,000 | 6,654,000 | 15,902,000 | 17,031,000 |
| Net income | 6,909,000 | 14,264,000 | 34,324,000 | 40,213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 146,881,000 | 145,823,000 | 294,697,000 | 297,944,000 |
| Total capital | 169,877,000 | 168,984,000 | 331,361,000 | 337,657,000 |
| Risk-weighted assets | 1,435,802,000 | 1,448,812,000 | 2,613,527,000 | 2,568,660,000 |