Call reports 2004
FIRST FINANCIAL BANK — 2004
What FIRST FINANCIAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 1,701,365,000 | 1,760,371,000 | 1,752,937,000 | 1,735,197,000 |
| Total loans | 1,277,864,000 | 1,335,140,000 | 1,327,194,000 | 1,304,445,000 |
| Allowance for loan losses | 17,557,000 | 18,199,000 | 19,207,000 | 18,945,000 |
| Securities available for sale | 272,288,000 | 264,091,000 | 249,960,000 | 242,919,000 |
| Securities held to maturity | 2,015,000 | 1,886,000 | 2,708,000 | 4,141,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,246,370,000 | 1,259,662,000 | 1,305,699,000 | 1,355,730,000 |
| Interest-bearing deposits | 1,030,070,000 | 1,046,159,000 | 1,078,314,000 | 1,108,938,000 |
| Noninterest-bearing deposits | 216,300,000 | 213,503,000 | 227,385,000 | 246,792,000 |
| Equity capital | 95,207,000 | 92,019,000 | 98,534,000 | 99,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 21,407,000 | 42,727,000 | 65,161,000 | 87,208,000 |
| Interest expense | 5,719,000 | 11,585,000 | 18,264,000 | 25,261,000 |
| Net interest income | 15,688,000 | 31,142,000 | 46,897,000 | 61,947,000 |
| Noninterest income | 7,577,000 | 16,383,000 | 25,109,000 | 33,292,000 |
| Noninterest expense | 12,791,000 | 25,616,000 | 38,082,000 | 50,947,000 |
| Provision for loan losses | 1,725,000 | 3,375,000 | 5,025,000 | 5,525,000 |
| Pretax income | 8,752,000 | 18,537,000 | 28,901,000 | 38,769,000 |
| Income tax | 2,850,000 | 5,916,000 | 9,110,000 | 12,328,000 |
| Net income | 5,902,000 | 12,621,000 | 19,791,000 | 26,441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,788,000 | 110,398,000 | 113,752,000 | 115,086,000 |
| Total capital | 129,259,000 | 131,592,000 | 134,883,000 | 135,922,000 |
| Risk-weighted assets | 1,235,567,000 | 1,293,532,000 | 1,287,400,000 | 1,263,605,000 |