Call reports 2003
FIRST FINANCIAL BANK — 2003
What FIRST FINANCIAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 1,547,510,000 | 1,615,645,000 | 1,657,651,000 | 1,713,125,000 |
| Total loans | 1,144,060,000 | 1,184,376,000 | 1,205,708,000 | 1,239,406,000 |
| Allowance for loan losses | 16,082,000 | 16,136,000 | 16,209,000 | 16,847,000 |
| Securities available for sale | 207,999,000 | 244,012,000 | 268,508,000 | 287,040,000 |
| Securities held to maturity | 6,784,000 | 6,309,000 | 5,310,000 | 5,213,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,198,237,000 | 1,209,326,000 | 1,238,402,000 | 1,246,988,000 |
| Interest-bearing deposits | 918,873,000 | 953,481,000 | 1,002,265,000 | 1,009,224,000 |
| Noninterest-bearing deposits | 279,364,000 | 255,845,000 | 236,137,000 | 237,764,000 |
| Equity capital | 101,301,000 | 100,968,000 | 88,261,000 | 88,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 20,503,000 | 40,811,000 | 61,211,000 | 82,129,000 |
| Interest expense | 5,377,000 | 10,942,000 | 16,543,000 | 22,157,000 |
| Net interest income | 15,126,000 | 29,869,000 | 44,668,000 | 59,972,000 |
| Noninterest income | 6,994,000 | 14,347,000 | 21,826,000 | 28,942,000 |
| Noninterest expense | 12,232,000 | 23,633,000 | 35,409,000 | 47,648,000 |
| Provision for loan losses | 1,350,000 | 2,700,000 | 4,350,000 | 6,200,000 |
| Pretax income | 8,550,000 | 17,830,000 | 26,710,000 | 35,039,000 |
| Income tax | 2,818,000 | 5,685,000 | 8,542,000 | 11,226,000 |
| Net income | 5,732,000 | 12,145,000 | 18,168,000 | 23,813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 114,958,000 | 114,503,000 | 103,582,000 | 103,553,000 |
| Total capital | 134,067,000 | 133,966,000 | 123,416,000 | 123,761,000 |
| Risk-weighted assets | 1,126,712,000 | 1,155,332,000 | 1,185,370,000 | 1,215,039,000 |