Call reports 2020
ASTRA BANK — 2020
What ASTRA BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 303,013,000 | 349,649,000 | 349,625,000 | 370,781,000 |
| Total loans | 187,424,000 | 202,086,000 | 194,779,000 | 180,165,000 |
| Allowance for loan losses | 2,482,000 | 2,504,000 | 2,353,000 | 2,420,000 |
| Securities available for sale | 88,689,000 | 120,241,000 | 128,356,000 | 143,571,000 |
| Securities held to maturity | 347,000 | 347,000 | 331,000 | 416,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,668,000 | 311,238,000 | 309,695,000 | 335,251,000 |
| Interest-bearing deposits | 222,042,000 | 257,863,000 | 256,811,000 | 276,216,000 |
| Noninterest-bearing deposits | 47,626,000 | 53,375,000 | 52,884,000 | 59,035,000 |
| Equity capital | 32,284,000 | 34,198,000 | 34,881,000 | 34,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,089,000 | 6,821,000 | 9,820,000 | 12,611,000 |
| Interest expense | 311,000 | 484,000 | 646,000 | 790,000 |
| Net interest income | 2,778,000 | 6,337,000 | 9,174,000 | 11,821,000 |
| Noninterest income | 395,000 | 806,000 | 1,268,000 | 1,416,000 |
| Noninterest expense | 2,314,000 | 4,723,000 | 7,109,000 | 9,752,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 280,000 |
| Pretax income | 817,000 | 2,352,000 | 3,193,000 | 3,325,000 |
| Income tax | 6,000 | 75,000 | 110,000 | 129,000 |
| Net income | 811,000 | 2,277,000 | 3,083,000 | 3,196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,609,000 | 29,582,000 | 29,894,000 | 29,519,000 |
| Total capital | 31,091,000 | 32,086,000 | 32,247,000 | 31,939,000 |
| Risk-weighted assets | 234,225,000 | 233,957,000 | 233,957,000 | 235,913,000 |