Call reports 2015
ASTRA BANK — 2015
What ASTRA BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 267,203,000 | 266,539,000 | 274,125,000 | 264,134,000 |
| Total loans | 159,190,000 | 161,575,000 | 172,608,000 | 172,027,000 |
| Allowance for loan losses | 2,545,000 | 2,623,000 | 2,838,000 | 2,744,000 |
| Securities available for sale | 75,418,000 | 72,594,000 | 70,120,000 | 59,456,000 |
| Securities held to maturity | 1,175,000 | 495,000 | 483,000 | 468,000 |
| Trading assets | 10,695,000 | 10,674,000 | 10,831,000 | 10,960,000 |
| Total deposits | 234,093,000 | 217,122,000 | 224,365,000 | 227,608,000 |
| Interest-bearing deposits | 199,317,000 | 184,900,000 | 189,542,000 | 192,945,000 |
| Noninterest-bearing deposits | 34,776,000 | 32,222,000 | 34,823,000 | 34,663,000 |
| Equity capital | 27,060,000 | 26,167,000 | 26,328,000 | 26,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,469,000 | 5,041,000 | 7,694,000 | 10,353,000 |
| Interest expense | 121,000 | 240,000 | 365,000 | 486,000 |
| Net interest income | 2,348,000 | 4,801,000 | 7,329,000 | 9,867,000 |
| Noninterest income | 471,000 | 788,000 | 1,273,000 | 1,549,000 |
| Noninterest expense | 1,857,000 | 3,901,000 | 5,935,000 | 7,898,000 |
| Provision for loan losses | 75,000 | 150,000 | 573,000 | 623,000 |
| Pretax income | 893,000 | 1,544,000 | 2,100,000 | 2,985,000 |
| Income tax | 18,000 | 69,000 | 92,000 | 119,000 |
| Net income | 875,000 | 1,475,000 | 2,008,000 | 2,866,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,209,000 | 24,062,000 | 23,850,000 | 23,961,000 |
| Total capital | 26,754,000 | 26,685,000 | 26,672,000 | 26,705,000 |
| Risk-weighted assets | 236,368,000 | 214,711,000 | 225,760,000 | 224,557,000 |